Salt & LightMaui · Ohana
Golden-hour Maui beach — atmospheric lifestyle photography, not a photo of a specific listing

Salt & Light Maui Presents

A Little Piece of Paradise,Just for Karen

Ocean breezes, sandy toes, and a place to call your own.

A thoughtfully curated collection of Maui beachside escapes, chosen for their beauty, simplicity, and income potential.

Explore Your Maui PicksWhat Would It Cost Me?
South & West MauiBeachside · Fee-simple · Income potential
A Note From Quinn

Hi Mom,

I put this together to make exploring your Maui options a little easier. I wanted you to have a place where you could discover beautiful properties, compare what they actually cost each month, and explore ways a rental might help with ownership expenses.

These are a few places I think are worth a closer look.

Love, Quinn

Curated For You

A Few Places Worth a Closer Look

One primary pick I'm especially fond of, plus two alternatives to compare. Every figure is advertised — I'll verify the current MLS status before you rely on any of it.

Quinn's Primary Pick
Kihei Kai #18 — 61 N Kihei Rd #18, Kihei, HI 96753
Kihei Kai #18 beachfront · Sugar Beach
Kihei — Sugar Beach

Kihei Kai #18

61 N Kihei Rd #18, Kihei, HI 96753

$450,000

Recently advertised

Beds

1BR

Sq Ft

506

HOA/mo

$1,395

Tenure

Fee Simple

Beach access: Direct beachfront on Sugar Beach
View: Ocean / beachfront
Zoning: Hotel / resort zoning (per public listing)

STR status

Existing on-site rental program advertised; hotel/resort-zoned positioning

Verify current STR permit status, association rental policy, and any Bill 9 / apartment-district exposure for this specific parcel.

Why I picked this for you, Mom

The strongest toes-in-the-sand character near your target price — an intimate, relaxed resort setting right on Sugar Beach, with an advertised on-site rental program that could mean low owner involvement. I'd want to confirm exactly what the HOA covers, the rental-management agreement, reserves, and the actual shoreline conditions before you fall in love.

MLS 410760
Listing source Management
Ask Quinn About This Home
Kihei Kai Nani #120 — 2495 S Kihei Rd #120, Kihei, HI 96753
Kihei Kai Nani #120 lanai · Kamaole Beach II
Kihei — Kamaole Beach II

Kihei Kai Nani #120

2495 S Kihei Rd #120, Kihei, HI 96753

$525,000

Recently advertised

Beds

1BR

Sq Ft

621

HOA/mo

$740

Tenure

Fee Simple

Beach access: Across from Kamaole Beach II
View: Garden view (not ocean)
Zoning: Hotel-zoned per published listing sources

STR status

Existing vacation-rental operation advertised; hotel-zoned

Verify association coverage, operator contract, and current permit/zoning status for this specific unit.

Why I picked this for you, Mom

A particularly compelling lower HOA with beach proximity and a full separate bedroom — that practical financial flexibility matters. It's a garden view rather than ocean, but the savings each month are real. I'd confirm what the association covers and the operator contract terms.

MLS 407211
Listing source
Ask Quinn About This Home
Kaanapali Shores #738 — 3445 Lower Honoapiilani Rd #738, Lahaina, HI 96761
Kaanapali Shores #738 lanai & ocean view · West Maui
Kaanapali — beachfront resort

Kaanapali Shores #738

3445 Lower Honoapiilani Rd #738, Lahaina, HI 96761

$525,000

Recently advertised

Beds

Studio

Sq Ft

507

HOA/mo

$1,253

Tenure

Fee Simple

Beach access: Beachfront resort setting
View: Ocean view, high-floor lanai
Zoning: Hotel-zoned listing

STR status

Hotel-zoned; on-site resort rental management advertised

Explicitly confirm this specific unit can enroll in the on-site program, associated fees, and actual owner income. Verify current permit status and any Bill 9 exposure.

Why I picked this for you, Mom

Strong West Maui resort appeal with an ocean view and a chance to explore Aqua-Aston's on-property rental management — which could make ownership easier when you're away. We'd need to confirm the specific unit can enroll, the fees, and what you'd actually net.

MLS 411039
Listing source Management
Ask Quinn About This Home

Kihei Alii Kai B304

2387 S Kihei Rd, Kihei, HI 96753 (Unit B304)

Contingent

Reported contingent since October 13, 2026 at $469,900. Not shown as an available active pick. An earlier advertised $484,900 asking price is not current. Kept on the watchlist only; verify live MLS status before any reliance.

MLS 410452Reported $469,900Source

Watchlisted items are not shown as available active picks. A property is moved into your active shortlist only when its MLS status is verified as available.

The Most Important Part

What Would It Actually Cost Me?

The price on the listing isn't the whole story. Pick a home, adjust the assumptions, and see the true monthly cost of owning it — with or without a mortgage.

Your Assumptions

MLS 410760
Ownership mode
Purchase price
Verified
$
Down payment20% · $90,000
Interest rate
Illustrative
%

Illustrative & editable — not an approved quote. Condotel financing may require specialized underwriting.

Mortgage term
Monthly HOA
Verified
$

Advertised; verify what it covers.

Annual property tax (est.)
$

Estimated; confirm with a CPA.

Monthly insurance (HO-6)
$
Monthly utilities (uncovered)
$

Only what HOA doesn't cover.

Monthly maintenance & reserves
$
Special assessment (monthly)
$
Leasehold ground rent
$

0 for fee-simple.

Other monthly costs
$

Verified figures come from listing data. Assumptions are editable estimates. Unknowns need confirmation. This avoids double-counting taxes, HOA-covered utilities, or insurance.

Your True Monthly Cost

Total estimated monthly cost

$4,155

Including mortgage P&I

Mortgage principal & interest$2,395
Down payment$90,000
Property tax (monthly)$75
HOA●$1,395
Insurance$95
Utilities$120
Maintenance & reserves$75

Up-front cash needed

Down payment$90,000
Est. closing costs (~2%)~$9,000
Setup & furnishing (est.)~$5,000
Total up-front$104,000

This is your no-rental baseline — what you'd pay each month even with zero guest stays. The rental simulator below shows how income might offset it.

See how rental income could help

Could It Help Pay For Itself?

Rental Income Simulator

Adjust the assumptions for Kihei Kai #18 and see how guest stays might offset your carrying cost. These are illustrative scenarios — not a market forecast or guaranteed income.

Rental Assumptions

Average daily rate (ADR)$225
Occupancy70%
Owner-use nights / yr45 nights
Management commission25%
Annual cleaning (owner-paid)
$
Platform/booking charges
%

% of gross bookings

Annual repairs
$
Annual turnover costs
$
Annual miscellaneous
$

Collected lodging taxes (TAT/GET) are passed through, not treated as income or deducted twice. Projections remain hypothetical until owner rental statements, program contracts, and comparable rental records are verified.

Your Rental Outlook

Net rental proceeds / month

$2,599

After operating expenses, before debt service

Available rental nights320/yr
Booked nights224/yr
Gross bookings (annual)$50,400
Operating expenses (annual)$19,212
Annual net (operating)$31,188

Your monthly out-of-pocket

-$1,556

Carrying cost after net rental income.

Break-even occupancy100.0%
No-rental baseline$4,155/mo
Annual cash flow (after debt)+$2,447

Gross revenue ≠ operating income ≠ after-mortgage cash flow. No guaranteed income or fixed tax write-offs are implied.

Compare all three homes

Side by Side

Compare Your Three Favorites

Sort by what matters most to you. Every number is an estimate from advertised data — no fabricated rankings, just the facts side by side.

Kihei Kai Nani #120

Kihei — Kamaole Beach II

Fee simple

Price

$525,000

HOA/mo

$740

Other est./mo

$343

Total/mo

$3,877

Break-even

90%

Beach

Across from Kamaole Beach II

STR status: Existing vacation-rental operation advertised; hotel-zoned

Kihei Kai #18

Kihei — Sugar Beach

Fee simple

Price

$450,000

HOA/mo

$1,395

Other est./mo

$365

Total/mo

$4,155

Break-even

96%

Beach

Direct beachfront on Sugar Beach

STR status: Existing on-site rental program advertised; hotel/resort-zoned positioning

Kaanapali Shores #738

Kaanapali — beachfront resort

Fee simple

Price

$525,000

HOA/mo

$1,253

Other est./mo

$378

Total/mo

$4,425

Break-even

100%

Beach

Beachfront resort setting

STR status: Hotel-zoned; on-site resort rental management advertised

"Beach," "Upkeep," and "Rental Flexibility" reflect my assessment of each property's characteristics — not a published ranking. "Break-even" is an illustrative estimate under the simulator's base assumptions. All figures must be verified against current MLS and association data.

A Special Educational Feature

Could Your Maui Home Help Pay for Itself?

Explore the resort rental programs that may make ownership easier when you're away.

Why a managed program?

When you live off-island, handling bookings, guest messages, housekeeping, and repairs yourself can be a lot. A good on-site management program can take that off your plate — guest communication, housekeeping, maintenance, professional advertising, revenue management, financial statements, tax support, and easier owner scheduling — when offered under the actual contract.

Relaxed Maui lanai at golden hour — atmospheric lifestyle photography, not a photo of a specific unit
Spotlight
Aqua-Aston Hospitality

Aqua-Aston at Kaanapali Shores

West Maui — Kaanapali Shores (Unit #738 area)

Advertised services (general)

  • Marketing & professional advertising
  • Dynamic rate management
  • Reservations & booking handling
  • Onsite housekeeping & maintenance
  • 24/7 local guest assistance
  • Owner portal & owner-use scheduling
  • Certain reporting & tax-filing support

Not yet confirmed for Unit #738: Services listed are advertised generally by Aqua-Aston. Whether Unit #738 specifically can enroll, the enrollment fees, and the actual owner income are NOT yet confirmed — request the unit-specific contract and recent owner payout statements.

Official: join.aquaaston.com

What I'll request

  • Unit-specific participation eligibility
  • Full commission schedule
  • Sample owner payout statements
  • All deductions & owner-use terms
  • Maintenance charges
  • Contract termination provisions

Other Programs Worth Exploring

OUTRIGGER Royal Kahana Maui

West Maui — Kahana

Operator: OUTRIGGER Hospitality

Advertised

Full-service Maui condo rental management · Guest communication & reservations · Housekeeping & maintenance

Participation

Optional — verify current enrollment availability

Owner use

Owner scheduling per program terms — confirm specifics

Fees (unconfirmed)

Commission and fee schedule not yet confirmed

Near your budget

Kahana area — explore within/near budget range

What Quinn requests

Current enrollment availability, commission schedule, owner payout statements, and owner-use terms.

Verification starting point

OUTRIGGER Napili Shores

West Maui — Napili

Operator: OUTRIGGER Hospitality

Advertised

Resort rental program · Reported rental-pool operations

Participation

Reported rental-pool — verify whether this is true revenue-sharing vs. individually marketed rental

Owner use

Owner-use terms to be confirmed in the actual contract

Fees (unconfirmed)

Pool allocation formula, fees, and deductions not yet confirmed

Near your budget

Napili area — explore within/near budget range

What Quinn requests

The actual signed agreement documenting any pooling formula, unit categories, priority, revenue distribution, reservation restrictions, and fees — plus recent owner payout statements.

Verification starting point

Aqua-Aston Maui Hill

South Maui — Maui Hill

Operator: Aqua-Aston Hospitality

Advertised

South Maui resort management · Reservations & guest services · Housekeeping & maintenance

Participation

Optional — verify current enrollment availability

Owner use

Owner scheduling per program terms — confirm specifics

Fees (unconfirmed)

Commission and fee schedule not yet confirmed

Near your budget

South Maui option — explore within/near budget range

What Quinn requests

Enrollment availability, commission schedule, owner payout statements, and owner-use terms.

Verification starting point

Aqua-Aston at Papakea

West Maui — Papakea

Operator: Aqua-Aston Hospitality

Advertised

West Maui management option · Reservations & guest services

Participation

Optional — STR zoning and Bill 9 exposure require specific verification

Owner use

Owner-use terms to be confirmed in the contract

Fees (unconfirmed)

Commission, fees, and Bill 9 / zoning status not yet confirmed

Near your budget

West Maui option — explore within/near budget range

What Quinn requests

Current STR legality for the parcel, enrollment availability, commission schedule, and owner payout statements.

Verification starting point

Kihei Kai's on-site management

South Maui — Kihei Kai (Unit #18 area)

Operator: Kihei Kai (on-site program)

Advertised

Smaller, more intimate South Maui alternative · On-site rental program advertised

Participation

Optional — verify the actual management agreement for #18

Owner use

Owner-use flexibility to be confirmed in the agreement

Fees (unconfirmed)

Management commission and per-service charges not yet confirmed for #18

Near your budget

Kihei Kai #18 is at $450k — within your target range

What Quinn requests

The management agreement for Unit #18, commission schedule, owner payout statements, and owner-use terms.

Verification starting point

Maui Kaanapali Villas (via Aqua-Aston)

West Maui — Kaanapali

Operator: Aqua-Aston Hospitality

Advertised

Resort management via Aqua-Aston

Participation

Optional — carefully screen leasehold status and any additional required fees

Owner use

Owner-use terms to be confirmed in the contract

Fees (unconfirmed)

Leasehold ground rent, additional fees, and commission not yet confirmed

Near your budget

West Maui option — screen leasehold costs carefully

What Quinn requests

Leasehold vs. fee-simple status, ground-lease terms, enrollment availability, commission schedule, and owner payout statements.

Verification starting point

An important distinction.

An on-site management program, an individually marketed rental, and a true revenue-sharing rental pool are not necessarily the same thing. I never claim you'd be paid when another unit rents unless an actual signed agreement documents its allocation formula. If pooling is confirmed for a program, I'll explain the unit categories, priority, revenue distribution, reservation restrictions, and fees transparently — and request real owner payout statements, the commission schedule, deductions, owner-use terms, maintenance charges, and contract termination provisions.

Short-Term Rental Legality

Bill 9 & What It Means for Your Search

Maui County passed and signed Ordinance 5909 (Bill 9) on December 15, 2025. Its apartment-district phase-out of short-term rentals begins January 1, 2029 in West Maui and January 1, 2031 elsewhere on the island.

Hotel-zoned properties are generally not directly targeted by that apartment-district phase-out. But parcel-specific zoning, association rules, applicable permits, present legality, and possible future changes must still be verified for any unit you're considering.

West Maui phase-out

January 1, 2029

Elsewhere phase-out

January 1, 2031

Hotel zoning

Generally not directly targeted

I never state that every vacation rental is secure forever.

Bill 9 is signed law, not merely a proposal.

I do not assume prospective H-3/H-4 rezoning was approved for any complex.

Current rental eligibility, future risk, HOA permission, and rental management availability are labeled separately and clearly.

Official Maui County reference

Before You Fall in Love

A Few Things Worth Knowing

Gentle, jargon-free answers to questions you might not have asked yet. Nothing here is legal, investment, or tax advice.

Your Peace of Mind

What Quinn Will Verify For You

For Kihei Kai #18. Tap any item to update its status — labels only change with actual data.

To Verify · 15Verified · 0Not Applicable · 0

Tap an item to cycle through: To Verify → Verified → Not Applicable. Progress is saved in your browser for this visit.

Your Path Home

The Buyer Journey

No pressure, no rush — just a gentle path from dreaming to deciding.

  1. 1

    Dream & Compare

    Browse curated picks and imagine yourself in each one.

  2. 2

    Review True Costs

    See the real monthly carrying cost, not just the price.

  3. 3

    Narrow Favorites

    Save the homes that feel right and compare side by side.

  4. 4

    Verify Details

    I confirm status, zoning, HOA, and rental terms for you.

  5. 5

    Tour & Decide

    Walk the property in person or by video, then decide with confidence.

Low-Pressure, Always

Let's Talk When You're Ready

No pressure, no rush. Just tell me what you're curious about and I'll take it from there.

Your Note to Quinn

What can I do for you?

I'll reply personally — no automated drip, no pressure.

Q

Quinn Olson

REALTOR®

Keller Williams Realty Maui

quinnmaui.com

Saved Favorites

Tap the heart on any home to save it here.

Quinn Olson and Keller Williams Realty Maui are committed to fair housing. All buyers are welcomed without regard to race, color, religion, sex, national origin, familial status, or disability.

Listings last verified October 22, 2026 · Advertised prices must be confirmed against current MLS status before reliance · No live MLS/IDX feed connected — this is a manually managed shortlist with source links. Real, licensed listing photos will load automatically once a feed is connected.